You’re Not Done
That isn’t optimism — it’s reality.
AI is here to stay. I saw this shift two years ago, on a cold May 2023 evening, when I sat down with ChatGPT for the first time. You didn’t choose this disruption — it arrived anyway, quietly and fast. Your retirement savings aren’t what you thought they would be, and the kind of work that once provided security no longer does. If you’re over 50, the job market has made that clear.
You’re here because you already know one thing: doing nothing isn’t an option, and guessing your way online is a fast way to lose more time.
There are plenty of scams. You don’t need another promise — you need orientation. I’ve walked this terrain myself. I’ve tested what AI can actually do, where it helps, and where it wastes your time. This is the new trail AI is carving for everyone. The only real decision now is whether you choose a path deliberately or drift into one by default.
This site exists to help you choose deliberately.
You Are Unarmed
This isn’t a failure. It’s a starting point.
You worked hard because that’s what you were taught to do. Paycheck to paycheck became normal. The house, the mortgage, the kids all came first. Time was never something you had enough of. That model worked — until it didn’t.
The reasons behind the Gray Apocalypse don’t matter right now. Understanding why this happened won’t fix it. What matters is this: you were trained for a system that no longer rewards the behavior it taught you.
When you’re forced to make a move under pressure, the worst thing you can do is take untested advice or chase shiny objects. I don’t point people toward anything I haven’t used myself. Everything I share comes from real use, real mistakes, and real outcomes. You won’t be guessing your way forward — and you won’t be doing it alone. I stay ahead, test what works, discard what doesn’t, and report back so you don’t waste time learning the hard way.
Let’s Fix It
Not by working harder — by using leverage correctly.
For decades, the equation was simple: know more, work harder, earn more. The Age of AI broke that equation completely. Knowledge is no longer scarce. Effort no longer compounds the way it used to. Trying to outwork or outsmart AI is a losing strategy.
What AI actually did was strip away old advantages and expose new ones. The people moving forward aren’t grinding more hours — they’re using leverage differently. They’re building systems, traffic paths, and income mechanisms that work with AI instead of against it.
This isn’t about beating AI or chasing trends. It’s about using the same tools that disrupted the old system to build something that works now. Choose your lane, follow a path that fits who you are, and I’ll be ahead of you — mapping what’s real, what’s noise, and what’s worth your time.
I know that you are not done.
You just need direction.
The rules we were taught to play by no longer reward the same behavior, but that doesn’t mean opportunity disappeared.
In the Age of AI, no one has more than a short head start, and the advantage belongs to people who understand the terrain before committing to a path.
I’ve walked this transition myself, drawing on decades of blogging, research, and hands-on experimentation with AI tools, media, and systems. I don’t push shortcuts or pledge loyalty to any single model. I support what works because it works now. My role is simple: help you understand why these paths exist, what they’re actually good for, and how to choose the one that fits you — so you can move forward with clarity instead of noise.
The choices below have all been vetted. Choose your path.
The Boomer Blogger
– Start With Orientation
– Choose an Income Path
– Protect Identity & Infrastructure
Setting Points — Learn the Rules Before You Build
Building an online business hasn’t become harder — it’s become easier to get wrong. After decades of blogging through multiple platform shifts, one truth remains: consistency over virality, and a bad starting decision can’t be fixed by effort, AI, or better tools. Most online businesses stall not because people quit, but because they built the wrong thing from the start.
SettingPoints.com exists to stop that failure before it happens.
Start with the fundamentals.
The Amazing Niche Master Process
Within the Setting Points framework, I leveraged AI to create The Amazing Niche Master Process. This niche selection process has been incorporated into an affordable workbook. The step-by-step process provides a complete explanation of the niche blogging process. But most importantly, it walks you past the biggest reasons most online businesses fail. Have the confidence that with this workbook, monetization is right around the corner. The book is on Amazon Kindle and is a free read for members.
Web3 Rescued
The Age of AI made trust fragile. AI can hack today’s information repositories faster than you can imagine. LifeLock is a company that gets it. Their solution is to get hacked, lose your information, and we will help you put your life back together. There is a better way. Web3 and Decentralized Identification are the key. Identity theft could be eliminated tomorrow if we all went with a Decentralized Digital ID. Online scams would be weeded out instantly. Fake sites set up to steal your data? Gone! Web3 Rescued exists to explain why decentralized identity, verification, and accountability matter again — not as ideology, but as infrastructure. I support this work because the next phase of the internet requires trust that can’t be faked.
Some paths are about income. Others are about protecting the systems on which income depends.
Voter Hub
If 100% identity can be created from technology, the modern-day system in need of the most help is our voting system. Nearly 90 million people skipped voting in the last presidential election. If we gave every eligible citizen in the US an encrypted voter ID card that allows one person, one vote, and you could vote from anywhere in the world via an encrypted connection, would you vote? Stack on top of that, that all votes will be counted within 8 hours of poll closing, and the winner will be declared. With 190 million eligible voters, securely registered, voting from anywhere, there is no need for “mail-in ballots.” Our military can vote from overseas.
Sound like a reach? Modern encryption technology makes it possible.
Spread the Word
Pass this banner to your favorite social media channel.
AlchemMyst
AI can generate images, voices, and personas instantly — but it can’t tell you who you are or why your choices matter. As work becomes automated and roles dissolve, people will begin to feel a quieter loss: the erosion of authorship over their own identity. When everything is optimized, measured, and replicated, it’s easy to mistake output for meaning.
AlchemMyst exists as a counterbalance to that pressure. It’s a space built around choice, autonomy, and self-definition in an age that treats identity as editable and disposable. I created it not as an escape from the Age of AI, but as a way to stay grounded inside it — a reminder that adapting doesn’t require surrendering who you are.
Wealthy Affiliate
This is step one. For any kind of success, you will need a home base for your business. Wealthy Affiliate inorporates “push button” AI into its teachings. Pick a niche, push a button, and you have a website within minutes. Want to know what to write about? Hundreds of topics within the cluster are one button away in the Creator Hub. Fear of AI is eliminated with their successful one-button automation. Many people will rush to tools, prompts, and shortcuts without understanding how traffic, monetization, and systems actually work. Wealthy Affiliate exists to provide the structure, repetition, and discipline required to turn a chosen path into something sustainable. As a Wealthy Affiliate Ambassador (#20 of 3 million members), I personally promise to clear your barriers to success. Time for images, videos, and social media.
Creator Secrets
I use Creator Secrets to learn how to turn AI images and videos into working promotional assets that drive traffic. It’s where I learned how to create visuals and short-form videos for Instagram, Pinterest, and YouTube that function as ads — not content for content’s sake, but attention engines that lead people back to my blogs. Creator Secrets showed me how modern creators use AI media to amplify reach without relying on paid ads or chasing virality.
I also use Creator Secrets to build and refine monetization paths beyond blogging. It’s where I developed a small AI Avatar Agency and learned how to design product ads that support and monetize my content ecosystem. Creator Secrets helps me see how AI-powered visuals, avatars, and short-form media are actually being used to create leverage — not as experiments, but as tools that plug directly into traffic, branding, and income.
If you’re tired of writing into the void, this is where you learn how attention is actually created today.
Cursor
AI shifted building from memorizing syntax to expressing intent. What used to require years of coding experience now requires clear thinking and good questions. Cursor exists because the real barrier to creating software, agents, and tools is no longer technical perfection — it’s clarity of purpose. I use Cursor because modern builders don’t need to know every command; they need to reason well and direct AI effectively.
Cursor is a powerful AI-assisted code editor I use because it makes building and reasoning with AI faster and clearer for creators — even those without deep coding backgrounds.
No affiliate link, just honest endorsement.
The Age of AI
Living in the Age of AI means the rules changed without asking your permission. The work ethic that once protected you no longer guarantees stability. Skills you spent decades building can be replicated instantly, and effort alone doesn’t compound the way it used to. The danger isn’t that opportunity disappeared — it’s that bad paths now look convincing, and the cost of choosing wrong is time you don’t get back.
The Age of AI rewards people who can choose deliberately. It punishes those who drift, chase tools, or follow advice without understanding the terrain. Everything on this page exists because navigating this moment requires clarity, not speed. My role isn’t to sell a shortcut or push a single answer. It’s to help you see the landscape clearly enough to choose a path that fits who you are now — and move forward without wasting what time you have left.
Why These Sites Exist
All of this exists for one reason: to help you choose the right direction before time, money, or identity are wasted. The Age of AI opened more doors than ever, but it also made bad decisions easier to commit to and harder to undo. I don’t promise shortcuts or push a single model. I exist to help you see the landscape clearly, pick a path that fits who you are now, and move forward with intention instead of noise.